To our customers affected by Hurricane Michael, Crescent wants to help and may have options available to assist you. Please Call us at 877-227-0141.

Certificates of Deposit (CDs)

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Certificates of Deposit (CDs) are a safe way to earn extra interest on funds you’d already have stowed away in savings. Crescent Bank offers CDs with maturity periods ranging from 3 months to 5 years, and our rates are very competitive.

Certificates of Deposit

  • Minimum opening deposit: $1,000
  • Competitive simple interest rates paid monthly, quarterly, or annually
    • Interest can be paid at maturity for terms of one year or less
    • Interest credited to account is paid and compounded quarterly
  • Fixed interest rates
  • Automatic renewal
  • Penalty may apply if funds are withdrawn before maturity, which could reduce earnings on the account. 


TermMinimum Opening DepositInterest RateAnnual Percentage Yield (APY)1
3 Month $1,000.00 0.35% 0.35%
6 Month $1,000.00 0.50% 0.50%
12 Month $1,000.00 2.62% 2.65%
18 Month $1,000.00 2.72% 2.75%
24 Month $1,000.00 2.82% 2.85%
30 Month $1,000.00 2.87% 2.90%
36 Month $1,000.00 2.92% 2.95%
48 Month $1,000.00 2.97% 3.00%
60 Month $1,000.00 3.31% 3.35%


1 Annual Percentage Yield effective 2/5/2019 and is subject to change at any time.


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Deposit Customer Service:
1 (877) 831-3334

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Choose the Certificate of Deposit term that best meets your needs.

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Have you opened a new CD via ACH?

Please click the button below to verify the micro deposit. Verification process takes one business day.