Certificates of Deposit (CDs)

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Certificates of Deposit (CDs) are a safe way to earn extra interest on funds you’d already have stowed away in savings. Crescent Bank offers CDs with maturity periods ranging from 3 months to 5 years, and our rates are very competitive.

Certificates of Deposit

  • Minimum opening deposit: $1,000
  • Competitive simple interest rates paid monthly, quarterly, or annually
    • Interest can be paid at maturity for terms of one year or less
    • Interest credited to account is paid and compounded quarterly
  • Fixed interest rates
  • Automatic renewal
  • Penalty may apply if funds are withdrawn before maturity, which could reduce earnings on the account. 

 

TermMinimum Opening DepositInterest RateAnnual Percentage Yield (APY)1
3 Month $1,000.00 0.35% 0.35%
6 Month $1,000.00 0.50% 0.50%
12 Month $1,000.00 2.00% 2.02%
18 Month $1,000.00 2.20% 2.22%
24 Month $1,000.00 2.30% 2.32%
30 Month $1,000.00 2.40% 2.42%
36 Month $1,000.00 2.55% 2.57%
48 Month $1,000.00 2.75% 2.78%
60 Month $1,000.00 3.00% 3.03%

 

1 Annual Percentage Yield effective 7/11/2018 and is subject to change at any time.

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