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Savings

savings

Savings accounts from Crescent Bank offer account holders both competitive interest rates and low fees. Whether your needs are personal or commercial, Crescent Bank is here to help you save.

Personal Savings Accounts

  • Minimum opening deposit: $100
  • Quarterly statements (monthly when ACH transactions occur)
  • No charge for the first 6 withdrawals per quarter
    • $1 per item charge for each subsequent withdrawal
    • Account subject to closure if transfer limitation exceeded
  • A $2.00 monthly fee is charged on inactive accounts. (No activity for 12 months)
  • Quarterly service charges dependent on minimum balance during statement cycle:
Min. BalService Charge Amount
$200 or more No service charge
$0-$199.99 $3

 

  • Competitive simple interest rate calculated on average daily balance, credited and compounded quarterly
ProductMinimum Deposit to OpenInterest RateAnnual Percentage Yield (APY)1
Savings Account $100 0.75% 0.75%

 

Commercial Savings Accounts 

  • Minimum opening deposit: $100
  • Quarterly statements (monthly when ACH transactions occur)
  • No charge for the first six withdrawals per quarter
    • $1 per item charge for each subsequent withdrawal
    • Account subject to closure if transfer limitation exceeded
  • A $2.00 monthly fee is charged on inactive accounts. (No activity for 12 months)
  • Quarterly service charges dependent on minimum balance during statement cycle:
Min. BalanceService Charge Amount
$200 or more No service charge
$0-$199.99 $3

 

  • Competitive simple interest rate calculated on average daily balance, credited and compounded quarterly
ProductMinimum Deposit to OpenInterest RateAnnual Percentage Yield (APY)1
Savings Account $100 0.75% 0.75%

 

Holiday Club

December is a time for good cheer and giving. It's also a time when you are likely to need extra funds to buy gifts for your friends and loved ones. Get ready for next December by participating in the Crescent Bank Holiday Club, and we'll help you save for the holidays.

How it works:

  • Minimum opening deposit: $5
  • Weekly automatic transfer from a checking account as low as $5
  • Interest rate calculated on the average of daily balance, compounded and paid at the end of the club cycle in mid-October
  • At maturity, balance transferred to an account of your choosing or receive check by mail

Limitations:

  • $5 service fee is assessed on accounts closed within 90 days of opening
  • Interest forfeited if account is closed prior to club maturity
ProductMinimum Deposit to OpenInterest RateAnnual Percentage Yield (APY)1
Holiday Club $5 1.00% 1.00%

 

1 Annual Percentage Yield effective 6/27/2016 and is subject to change at any time.

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Deposit Customer Service:
1 (877) 831-3334

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